Most casino cashback deals pay a flat percentage regardless of how much a player has actually played. 22Bet's loyalty program ties cashback directly to accumulated experience across eight levels — and the top level changes the underlying formula entirely, paying out on every single bet rather than only on net losses.
Eight Levels, Starting From Copper
Every account begins at Level 1 (Copper) and climbs by accumulating experience points through ordinary play:
| Level | Name | XP needed | XP rate per €1 wagered | Cashback |
|---|---|---|---|---|
| 1 | Copper | 0 | 100 | 5% |
| 2 | Bronze | 300,000 | 150 | 6% |
| 3 | Silver | 1,000,000 | 200 | 7% |
| 4 | Golden | 2,000,000 | 250 | 8% |
| 5 | Ruby | 5,000,000 | 300 | 9% |
| 6 | Sapphire | 15,000,000 | 350 | 10% |
| 7 | Diamond | 25,000,000 | 400 | 11% |
| 8 | VIP Status | 75,000,000 | — | 0.05%–0.25% per bet |
Two things stand out from that table. First, the XP rate itself climbs alongside the level — a Diamond player earns 400 experience points per €1-equivalent wagered, four times the rate a brand-new Copper player earns, which means climbing gets progressively faster the higher a player already is. Second, VIP Status is a genuinely different tier structurally: it has no further XP rate listed, since it's the final level, and its cashback isn't a single fixed percentage the way levels 1 through 7 are — it's a range that depends on what kind of game is actually being played. Experience points aren't awarded at all for games in the 22Games section, regardless of level.
How Cashback Works for Levels 1 Through 7
For every level below VIP Status, cashback follows one formula: (total stake − total winnings) × cashback percentage, calculated over the settlement period. That structure means cashback only applies to net losses — a player who stakes 800-equivalent and wins back 950-equivalent over the same period nets a positive result and receives zero cashback, since the formula can't go negative. A Silver-level player (7% cashback) who stakes 500-equivalent and wins back 300-equivalent over the period would see (500 − 300) × 7% = 14-equivalent in cashback — the reward scales with actual net loss, not with total activity or turnover.
VIP Status: Cashback on Every Bet, Win or Lose
Reaching Level 8 changes the calculation entirely. Rather than net loss over a settlement period, VIP Status pays cashback on every individual bet, regardless of whether that bet wins or loses, and the rate depends on the game category:
| Game type | Cashback rate |
|---|---|
| Slots | 0.25% |
| Live Casino | 0.10% |
| Lottery-type (keno, bingo, scratch cards) | 0.20% |
| Table games (roulette, poker, baccarat, blackjack, Other) | 0.05% |
A VIP player staking 200-equivalent on slots earns 0.50-equivalent in cashback (200 × 0.25%) on that activity alone, regardless of the outcome. Live Casino and table game activity combine into one formula when both are played in the same period: [Live Casino stakes × 0.1%] + [table game stakes × 0.05%]. There's a practical floor worth knowing about too — calculations run to two decimal places, so a bet generating less than 0.01-equivalent in cashback simply doesn't get credited. A 2-equivalent stake on a table game at the 0.05% rate works out to 0.001-equivalent, which rounds below that floor and pays nothing for that individual bet.
Games That Don't Count Toward Cashback
A specific list of titles is excluded from the cashback calculation regardless of level, including several live-format and instant games: Live Slots, Dogs 3D, XKeno, Live Roulette, Tron 3D, Velo 3D, Penalty, Keno Night, Bingo 37, Keno Live, Bet on Horses, Fortuna, Fortune 18, Bet on Dogs, Craps, Chicago Nights, Romeo, Baccarat, Bird of Paradise, Safari Hunter, Blue Ocean, FaFaFa 2, Fishing God, Fishermen Gold, American Roulette, Plinko, Chinese Roulette, and European Roulette. A player tracking their expected cashback closely should check activity against this list, since stakes on these specific titles simply won't factor into either the levels 1–7 formula or the VIP per-bet calculation.
Payout Frequency Speeds Up With Level
Higher levels aren't just worth more per bet — they also pay out more often. Copper-level cashback arrives once every 7 days, and that interval shortens by roughly a day at each level up through Diamond, which pays daily; VIP Status also pays every day. Only bets placed before the day cashback is calculated count toward that calculation, and while the amount is calculated immediately as activity happens, it's only actually credited on the last day of the settlement period, assuming all conditions of the offer have been met by then.
No Wagering, and It Stacks With Other Offers
Once credited, cashback under this program carries no wagering requirement of its own, and the terms explicitly allow it to be used alongside other active promotions rather than requiring exclusivity the way many deposit bonuses do.
One Account, No Exceptions
The loyalty program explicitly can't be split across multiple accounts — any experience points accumulated on more than one account belonging to the same customer get removed entirely. There's also a specific rule for level-up timing: if a customer advances to a new level partway through a day, that day's experience points and cashback are still calculated based on whichever level applied at the start of that day (per the operator's server time), not the new level reached partway through.