MelBet runs its casino cashback as a loyalty ladder rather than a flat weekly percentage — every registered customer starts at the bottom rung and climbs through eight named levels, with the cashback rate rising at each step. The top of that ladder isn't simply a bigger number, though; the way cashback gets calculated changes shape entirely once a player reaches the final tier.
The Eight Levels and What Each One Pays
| Level | Cashback | XP earned per €1 wagered |
|---|---|---|
| Copper | 5% | 100 |
| Bronze | 6% | 150 |
| Silver | 7% | 200 |
| Gold | 8% | 250 |
| Ruby | 9% | 300 |
| Sapphire | 10% | 350 |
| Diamond | 11% | 400 |
| VIP Status | 0.05% – 0.25% | 450 |
Every customer starts at Copper regardless of history, and from there through Diamond, cashback is calculated purely on the total stake of losing bets. Run the same 500 EUR loss figure through all seven of those tiers and the climb is easy to see in real terms: 25 EUR back at Copper's 5%, 30 EUR at Bronze's 6%, 35 EUR at Silver's 7%, 40 EUR at Gold's 8%, 45 EUR at Ruby's 9%, 50 EUR at Sapphire's 10%, and 55 EUR at Diamond's 11% — an extra 5 EUR on that same underlying loss at every step up the ladder, since each tier adds exactly one percentage point to the one before it. On a bigger loss the gap widens accordingly: a 2,000 EUR losing stretch returns 100 EUR at Copper but 220 EUR at Diamond, more than double, purely from moving up seven levels with the loss amount held constant.
Climbing the Ladder
Experience points, not cashback itself, are what determine movement between levels, and the rate at which they accumulate rises with every level too — the same 1 EUR wagered earns 100 XP at Copper but 400 XP at Diamond, so climbing gets faster the further a player has already climbed. Put a real wagering total against that scale: 1,000 EUR wagered at Copper generates 100,000 XP, while the identical 1,000 EUR wagered at Diamond generates 400,000 XP — four times the experience from the same spend, simply because of where on the ladder that spend happens. VIP Status pushes the rate higher still, to 450 XP per euro, even though the cashback percentage attached to that tier drops sharply, which means XP accumulation and cashback value stop moving in the same direction once a player reaches the top.
What isn't specified in the published terms is exactly how many experience points are needed to move from one level to the next — the material covers the earn rate at each level in detail but not the threshold that triggers a level-up, so that figure is worth checking directly in the "Casino VIP Cashback" section of My Account rather than assuming a fixed number here.
Why VIP Status Is a Different Program, Not Just a Higher Tier
The jump from Diamond to VIP Status doesn't just add another percentage point — it restructures the entire calculation. Every tier from Copper through Diamond bases cashback on losing bets only, at one flat percentage regardless of which games were played. VIP Status flips both of those rules at once: cashback there is calculated on every bet placed, win or lose, and the percentage itself actually drops sharply, down to a range of just 0.05% to 0.25%, with the exact figure depending on the type of game being played. A far lower rate applied to a far larger base — total action rather than just losses — is a fundamentally different mechanic from the steady climb below it, not simply the next rung on the same ladder.
Getting Paid — Timing and Exclusions
Cashback carries no wagering requirement at all and lands directly in the main account once received, but "calculated" and "received" aren't the same moment here — the amount is worked out immediately, yet it only actually pays out on the last day of that calculation period, and only if every term has been met throughout. Timing a cashback withdrawal request matters too: any bets placed within the 24 hours immediately before that request go uncounted, so a session played right before cashing out doesn't factor into the payout at all. The program is also built to resist being gamed through multiple accounts — rather than simply disqualifying a second account, MelBet strips out any experience points earned across multiple accounts entirely, so spreading play across several logins doesn't combine into faster leveling; it actively erases the progress made that way. Cryptocurrency-funded accounts are excluded from this and every other MelBet bonus type without exception.